My Credit Score is 700!! Praise God!!!

According to CreditSesame.com, which I'm a registered member of, as of January 7th, my credit score is now at 700! :) Does this mean I'm finally approved for a loan? I think so. But the question is, should I go ask for a loan now, or should I wait until my credit score is a bit higher to where I can get a low interest rate and make low monthly payments? Hmm... I think it would be wise to wait a little bit longer until I get a higher credit score. That way I can earn my way to getting a low interest rate and make low affordable monthly payments on my harp loan.
    

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